Pay over time with a Flexible Finance Account by Creation. During checkout, you can choose the monthly payment options that work best for you. Footnote ※
- Apply online for a line of credit with Creation. Get a quick decision without impacting your credit score. Footnote ※ Use your account today and for future Apple Store purchases — no need to apply again.
- We offer a range of term options for each eligible item. Other items will be billed as a one-month instalment at 0% interest. Footnote ※
- If you add a trade-in, we’ll give you instant credit for it, reducing the amount you finance. Footnote **
- For offers with an upgrade option, we’ll close your loan if you come back to trade up. Learn how upgrade works
iPhone 17 Pro Max, iPhone 17 Pro, iPhone Air, iPhone 17
| Term |
Interest |
|
| 20 months |
0 %Upgrade every year |
| 30 months |
0 %23 mo.per month upgrade option |
iPhone 17e, iPhone 16, iPhone 16 Plus
| Term |
Interest |
|
| 24 months |
0 % |
Mac
| Term |
Interest |
|
| 6 months |
0 % |
| 12 months |
0 % |
| 24 months |
6.9 % |
| 36 months |
6.9 % |
iPad
| Term |
Interest |
|
| 6 months |
0 % |
| 12 months |
0 % |
| 24 months |
6.9 % |
| 36 months |
14.9 % |
Apple Watch
| Term |
Interest |
|
| 6 months |
0 % |
| 12 months |
0 % |
| 24 months |
6.9 % |
| 36 months |
14.9 % |
Apple Vision Pro
| Term |
Interest |
|
| 6 months |
0 % |
| 12 months |
0 % |
| 24 months |
6.9 % |
| 36 months |
14.9 % |
Displays
| Term |
Interest |
|
| 6 months |
0 % |
| 36 months |
14.9 % |
Select Accessories
| Term |
Interest |
|
| 4 months |
0 % |
Financing offers with 0% interest rate are also available with PayPal Credit. Footnote * See details at checkout.
A Flexible Finance Account is a line of credit provided by Creation for purchases from Apple. Once opened, you can use it for multiple orders.
12 mos. at 14.9% APR (variable)
- Purchase amount
- £1,200.00
- Rate
- 14.9%
- Interest rate
(variable)
- 14.9%
- Term
- 12 months
- Monthly Payment
- £107.72
- Total cost of interest
- £92.73
36 mos. at 14.9% Interest
- Purchase amount
- £1,200.00
- Rate
- 14.9%
- Interest rate
(variable)
- 14.9%
- Term
- 36 months
- Monthly Payment
- £40.99
- Total cost of interest
- £275.64
36 mos. at 6.9% Interest
- Purchase amount
- £1,200.00
- Rate
- 6.9%
- Interest rate
(variable)
- 6.9%
- Term
- 36 months
- Monthly Payment
- £36.88
- Total cost of interest
- £127.68
36 mos. at 0% Interest
- Purchase amount
- £1,200.00
- Rate
- 0%
- Interest rate
(variable)
- 0%
- Term
- 36 months
- Monthly Payment
- £33.33
- Total cost of interest
- £0.00
- Get an instant decision and have your order shipped directly to you, or choose to pick it up from an Apple Store or local pick‑up point.
- Choose an instalment period of 4 equal monthly payments at 0% interest rate p.a fixed. £99 minimum order
- With a one-off application process, once approved, there’s no need to apply again for future purchases.
- 6, 12 , 18 or 24 equal monthly payments instalment period also available at 14.9% interest rate p.a fixed for the duration of the plan.
- Any outstanding balance after the end of the instalment period will revert to the standard variable rate.
Instalment example: A £500.00 purchase split over 4 monthly payments at 0% (fixed) would cost £125 per month. Total amount payable £500.00.
Representative example: £1,200 assumed credit limit, purchase rate 23.9% p.a. standard variable rate, representative 23.9% APR (variable).
Simply shop online at apple.com and select the “Pay Over Time” option at checkout.
