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Set up and use Apple Cash on iPhone (U.S. only)

With Apple Cash, you can send, request, and receive money in the Wallet app  or Messages app , get cash back from Apple Card transactions, make purchases using Apple Pay, and transfer your Apple Cash balance to your bank account.

The Apple Cash card in Wallet, showing the More button at the top right, the Pay or Request button in the middle, and the latest transactions at the bottom.

Set up Apple Cash

Do any of the following:

  • Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.

  • Go to Settings  > Wallet & Apple Pay, then turn on Apple Cash.

  • In Messages, send or accept a payment.

Make purchases with Apple Cash

You can use Apple Cash at locations that accept Visa and support Apple Pay:

Some stores may require a PIN to complete transactions with Apple Cash.

Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap the More button, then tap Card Details.

Send or request payments with Apple Cash

  1. Tap the Apple Cash card, then tap Send or Request.

  2. Enter a recipient or choose a recent contact, then tap Next.

  3. Enter the amount, then tap Send or Request.

    A keypad for entering the amount, with the Request and Send buttons at the bottom.

  4. Add a comment if you want, then tap the Send button.

  5. If you’re sending a payment, review the information, then authenticate with Face ID, Touch ID, or your passcode.

You can also send or request payments in Messages.

View your balance and transactions

Tap the Apple Cash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.

You can also do the following:

  • Search your transactions: Tap the Search button, enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.

  • Get a statement: Tap the More button, tap Card Details, scroll down, then tap Request Transaction Statement.

Review pending requests

  1. Tap the Apple Cash card to view the pending requests.

  2. Tap a pending request, then do any of the following:

    • Send the payment: Tap Send Money.

    • Hide or decline the request: Tap the Close button, then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.

Manage your Apple Cash

Tap the Apple Cash card, tap the More button, then tap any of the following:

Apple Cash and sending and receiving payments through Apple Pay are services provided by Green Dot Bank, member FDIC.
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