Digital payments in Poland - statistics & facts
Poland is one of the most developed countries in Europe in terms of using modern technologies for non-cash payments, and the share of cash payments in relation to non-cash payments is decreasing year by year. In the second quarter of 2024, the share of cash transactions amounted to 42.7 percent, a decrease of 14.3 percentage points compared to the third quarter 2018. More than 22.6 million Poles actively used online banking in 2024, and 22.4 million used mobile applications. The coronavirus (COVID-19) pandemic suddenly changed the payments market picture. During the lockdown, most transactions were cashless. The e-commerce market developed, making electronic payments even more popular.
