Single Rulebook

The EBA sets prudential regulations to make the financial sector safer and more stable, while ensuring that households, businesses, and other consumers can avail of financial services.

The EBA is implementing a structured programme to streamline regulatory and supervisory rules and processes, while safeguarding financial stability and resilience.

 Crisis management aims to ensure financial institutions and authorities are well equipped to deal with the potential failure of financial institutions. 

Our roadmap to sustainable finance outlines considerations on how environmental, social and governance (ESG) aspects can be incorporated into the regulatory and supervisory framework of EU credit institutions.

The EBA monitors new or innovative financial activities with a view to enhancing consumer protection and fostering supervisory convergence. 

The EBA develops technical standards and guidelines setting our requirements for issuers of asset-referenced tokens (ARTs) and electronic money tokens (EMTs).

The EBA works to ensure the consistent harmonisation of Digital Operational Resilience for the Financial Sector (DORA), which encompasses various aspects of ICT risk management, major incident reporting, testing, and third-party risk monitoring.

The EBA works to foster a common and effective approach to anti-money laundering and countering the financing of terrorism (AML/ CFT) among national competent authorities and financial institutions across the single market.

The EBA puts in place requirements for passport notifications between home and host competent authorities. Such requirements are in line with the principle of single authorisation.

The EBA identifies and addresses harm that arises for EU consumers as a result of their interactions with financial institutions. The EBA also coordinates education initiatives of national authorities.

The EBA's work in the area of payments and electronic money is aimed at ensuring that payments across the EU are secure, easy and efficient.