One account, for all the money in the world
Make your money work worldwide, for less. Send, spend and get paid. 40 currencies. All at your fingertips.
Trusted by millions moving billions
We move $22 billion worldwide every month
Regulated
Wise is regulated by the Financial Transactions and Reports Analysis Centre of Canada in Canada
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Send money globally for less
Save up to 2x on international transfers —
Send securely to 140+ countries
- You could save up to 34.93 CAD
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
 Wise |  Royal Bank of Canada |  TD Bank |  PayPal | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 726.56 USD | 715.78 USD | 710.43 USD | 700.81 USD |
Exchange rate (1 CADUSD) | 0.731984 | 0.715779 | 0.710434 | 0.702917 |
Exchange rate markup | 0 CAD | 22.14 CAD | 29.44 CAD | 39.71 CAD |
Transfer fee | 7.41 CAD | 0 CAD | 0 CAD | 2.99 CAD |
Total transfer cost | 7.41 CAD | 22.14 CAD | 29.44 CAD | 42.70 CAD |
Do more with Wise in Canada
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
- 2.22%On CAD
Earn returns
Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1
Built for business too
Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over $22 billion of their money.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Move your money worldwide
Save money when you send, spend and get paid in different currencies. All you need, in one account, wherever you need it.
Get paid in different currencies, fast
Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.
The card that's always got the right currency
Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.
Meet money without borders
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Get the app for managing money everywhere
Wise works nearly everywhere
United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
- The current Program Bank is Bank of Montreal (BMO). Eligible customers must opt in to the interest feature. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
Customer funds are held in an account at Wise's partner banks. Wise is not a bank or a CDIC member, and CDIC deposit insurance does not apply to individual customer balances at this time. For more information, please see our Program Agreement for details.
Feature not available to residents of Quebec at this time.
For people going places
"They make our life split between two continents possible. Transfers are simple and very, very fast."
"I use Wise to pay a mortgage in a different country each month. Superb. That simple."
"The best money travel buddy! Wise makes finances easier to deal with instantly."
"Wise has been a lifesaver for me as a student in a foreign country."