Welfare in Germany
From Wikipedia, the free encyclopedia
 |
This article does not cite any references or sources. (April 2012) |
Social security in Germany is codified on the Sozialgesetzbuch, or the "Social Code", contains 12 main parts, including the following,
- Unemployment insurance and public employment agencies (SGB II and III)
- Health insurance (SGB V)
- Old age pension insurance (SGB VI)
- Invalidity insurance (SGB VII and IX)
- Child support (SGB VIII)
- Social care (SGB XI)
Contents
Unemployment[edit]
Main articles: Unemployment benefits § Germany and Unemployment in Germany
Health insurance[edit]
Main article: Health insurance in Germany
Pensions[edit]
Main article: Pensions in Germany
Invalidity[edit]
Main article: Invalidity in Germany
Child support[edit]
Main article: Child care in Germany
Social care[edit]
Main article: Social care in Germany
Funding[edit]
The social security system in Germany is funded through contributions paid by employees and employers. The contributions are paid on all direct wages as well as indirect wages up to a ceiling.
| Type | Last change | Employer contribution rate | Employee contribution rate | Notes |
|---|---|---|---|---|
| State Pension | January 2013 | 9,45 % | 9,45 % | Ceiling: West Germany 69,600€, East Germany 58,800€ |
| Health insurance | January 2011 | 7,3 % | 8,2 % | Ceiling: 48,600€ |
| Unemployment in Germany | January 2011 | 1,5 % | 1,5 % | Ceiling: West Germany 69,600€, East Germany 58,800€ |
| Invalidity Insurance | January 2013 | 1,025 % | 1,025 % | 0,25 % supplement for childless employees In Saxony 0,525 % for employer and 1,525 % for employee |
| Accident Insurance | 1,6 % | -- | varies by sector depending on risk | |
| Sick pay insurance | between 1,5% & 3,6% | depends on the proportion of employees on short hour contracts. Applies to companies with fewer than 30 employees | ||
| Maternity leave | -- | Rate set by the health insurance company depending on the wage bill | ||
| Wage guarantee fund | January 2013 | 0,15 % | -- | The contribution rate is adjusted according to the reserves managed by the Federal employment agency. In 2013 they totaled 247 Million euros[1] |
| Holiday pay | -- | Financed by companies |
Notes[edit]
References[edit]
|
|
This article does not cite any references or sources. (March 2013) |
|
