Payments
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Payments
Online payments
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Managed Payments
Merchant of record solution
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Payment Links
No-code payments
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Checkout
Pre-built payment form
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Elements
Flexible UI components
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Payment methods
Access to 100+
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Terminal
In-person payments
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Radar
Fraud prevention
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Authorization Boost
Acceptance optimisations
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Link
Accelerated checkout
Revenue
Money Management
Platforms and marketplaces
One platform for all your payments needs
Accept payments
Customer interfaces
Create the perfect checkout experience that works across browsers and devices of all sizes. Choose from a range of options to find the integration that’s right for you.
Pre-built payment form
Get started quickly and easily with Checkout, our pre-built payment form that you can customise to match your brand. Embed Checkout into your website or direct customers to a Stripe-hosted page.
Modular UI components
Use the new Stripe Elements to design a custom payment form for your site. All Elements are built with the collective experience of Stripe’s front-end, design, and analytics teams to help minimise user error, increase the number of successful payments, and optimise your revenue.
API-only
Build a fully API-based integration or only use our javascript library to tokenise your customers’ payment details – all while designing your custom checkout UI.
Payment Links
Use Payment Links to sell a product or service, start a subscription, or accept a donation. Create a full payment page in just a few clicks and share the link with your customers – no code required.
In-person payments
Accept payments in person using Stripe Terminal. Developer-friendly SDKs let you create a custom checkout that brings Stripe’s payments platform to your in-person transactions.
Invoicing
If you need to bill businesses in your country, use Stripe to send invoices and request payments from your customers. Customise invoices to match your company branding, add payment terms, and accept both cards or bank transfers.
Third-party integrations
Jump-start your integration with prebuilt e-commerce plug-ins that allow you to efficiently integrate payments into your store with a simple and easy setup.
- Drupal
- PrestaShop
- Magento
- Shopware
- WooCommerce
- WordPress
Payment options
Grow your business, go global, and boost conversions in other countries by giving your customers their preferred payment options through a unified integration. Discover and select the right payment methods to reach a broader audience.
Cards
Accept all major debit and credit cards from customers in every country.
- Dynamic statement descriptors
- Adaptive Acceptance
- Authorisation features
- Full/partial refunds
- CVC/AVS checks
- Guaranteed settlement
- Regional debit network routing
Wallets
Enable your customers to check out faster with wallet payment methods that digitally store credit and debit cards. Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.
- Alipay
- Apple Pay
- PayPal
- Google Pay
- Cash App Pay
- Amazon Pay
- Click to Pay
- WeChat Pay
- MobilePay
- Naver Pay
- KakaoPay
- Samsung Pay
- Revolut Pay
- GrabPay
- PayCo
Bank debits and transfers
Minimise involuntary churn by accepting direct debits for subscription or recurring charges. For large transactions, Stripe makes it possible to accept credit transfers or wires with automated reconciliation, lowering the chance of payment failure without adding operational complexity.
- ACH Direct Debit
- BACS Direct Debit
- SEPA Direct Debit
- Australian BECS Direct Debit
- New Zealand BECS Direct Debit
- Canadian Pre-authorised debits
- Link Instant Bank Payments
- USD bank transfers
- GBP bank transfers
- EUR bank transfers
- Japan bank transfers
- Mexico bank transfers
- Nigeria bank transfers
Bank redirects and real time payments
Increase conversion by offering customers a more convenient and secure way to pay from their bank account. By authorising payment using the customer’s online banking credentials, bank redirects are the preferred method of paying online in many countries.
- PromptPay
- PayNow
- Bancontact
- BLIK
- EPS
- iDEAL | Wero
- MBWay
- P24
- FPX
- TWINT
- Swish
- PaybyBank
- PayTo
- Pix
- UPI
- Wero
Buy now, pay later
Offer flexible payment options that increase your customers’ purchasing power, leading to higher conversion and order value.
- Affirm
- Klarna
- Afterpay / Clearpay
- Zip
- Alma
- Billie
- Capchase Pay
- Kriya
- Mondu
- Satispay
- Scalapay
- Sequra
- Sunbit
Cash-based vouchers
Allow customers to pay bills and online purchases in-store with cash.
- Boleto
- Konbini
- Oxxo
- Multibanco
Real-time payments
Enable customers to pay almost instantly, from their bank accounts, wallets, or other funding sources, which help increase speed and conversion at a low cost.
- PromptPay
- PayNow
Currencies
Process charges and display prices in a customer’s preferred currency to improve sales and help customers avoid conversion costs.
Automatic currency conversion
Businesses in the US and Canada using Checkout and Payment Links can turn on automatic currency conversion to dynamically localise pricing for 30 countries with one click in the Dashboard.
Subsidiary support
Set up local Stripe accounts to take advantage of our local optimised acquiring that gets you maximised acceptance rates, the lowest costs, and no FX/cross-border fees for customers. New countries leverage the exact same API infrastructure and can be turned on with no incremental engineering work.
Mobile
Accept payments on the go with no code through the Stripe Dashboard app, or through your own iOS app, Android app, or mobile website. Our mobile SDKs let you get started with a few lines of code and require no backend changes.
iOS and Android SDK
Mobile customer interfaces
As part of our SDKs, quickly build a complete checkout flow with our prebuilt UI components – from form fields for card details to full flows for collecting shipping information – and customise the colours and fonts to perfectly match your brand. Or use our core APIs to create your own secure checkout flow from scratch.
- Out-of-the-box UI
- APIs for fully custom forms
Mobile web
- Apple Pay on the Web
- Payment Request API
- Numeric keyboards on mobile
- Screen size adaptation
Dashboard mobile app
Accept mobile payments without writing any code using our native Stripe Dashboard app for iOS and Android, which supports contactless payments, payment links, manual card entry, invoicing, and subscriptions. You can also get payment notifications and take quick actions like completing a refund.
Process payments
Use cases
Whether you want to accept one-off payments, set up subscriptions, or power payments for a platform or marketplace, Stripe provides a complete tech-stack to support any business model.
Online payments
Create an account online and start accepting payments in minutes – no contracts or banking details required. Our flexible APIs, libraries and SDKs let you design a secure and customised payment flow.
- Secure tokenisation
- Saving payment details
- Separate auth and capture
Unified commerce
Break down barriers between online and offline data. Our developer tools, pre-certified card readers and cloud-based hardware management make it easy to extend your online presence into the physical world.
- Subscription and platform payments
- Customisable email receipts and splash screens
- Pre-certified card readers
- Chip and contactless
- Apple and Google Pay
- Centralised fleet management
Recurring payments
Use Stripe’s composable API to create flat-rate plans, per seat, tiered and usage-based subscriptions, or bill your customers using flexible invoices. With built-in solutions to automatically update expired cards, retry failed payments and let customers manage their payment information, Stripe makes it easy for businesses to set up and manage recurring payments.
- Flexible billing logic
- Hosted invoices
- Smart retries
- Card account updater
- Customer portal
- Proration logic
- Email reminders
- Built-in analytics
- Coupons and free trials
Platform and marketplace payments
Stripe provides a set of programmable APIs and tools to let you facilitate payments and pay out sellers globally. From verifying your sellers’ identities to routing payments, Stripe makes it easy for platforms and marketplaces to manage their payments while staying compliant.
- Optimised onboarding flows
- Built-in KYC and AML checks
- Sanctions screening
- PSD2-compliant
- Granular transaction routing
- Payout and pricing controls
- Payments monetisation
- 1099 support
Revenue optimisation
Do away with legacy payment systems, which often rely on inefficient routing paths that cause a meaningful number of needlessly declined transactions.
Authentication
Our dynamic payments API lets you apply smarter authentication logic to maximise conversion while minimising the disruption to user experience. Where customer authentication is required by rules like SCA, our platform applies all relevant exemptions before requiring users to provide additional information.
- SCA exemption engine
- 3D Secure 2
Fraud and disputes
Manage risk and be more confident about fighting fraud with our fully integrated solution. Even if a card is new to your business, there’s an 89% chance it’s been seen before on the Stripe network.
Stripe Radar
Identify and prevent fraud with Stripe Radar – a machine learning fraud system that’s fully integrated with your payments. Radar combines adaptive algorithms that learn from Stripe’s global network of millions of users.
- Machine-learning based fraud prevention
- Transparent risk scores
- Horizontally-scaled ML model training infrastructure
- Custom rules engine
- Trust and block lists support
- Optimised manual review flows
- Real-time fraud insights
- TC40s and SAFE fraud reporting
Dynamic 3D Secure
Reduce your risk of fraud and chargebacks by adding an additional layer of authentication that protects you from liability for fraudulent card payments. Dynamic 3D Secure lets you protect conversion by selectively applying authentication to only high-risk transactions or payments that require authentication due to regulation.
- Compatible with Radar rule engine
- 3D Secure 2 support
- SCA-optimised
Dispute handling
Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that’s most likely to see you win.
- Programmatic dispute management
- Evidence submission aid
- Direct integration to Visa Claims Resolution (VCR) + MasterCom
Settle and reconcile
Reconciliation
Simplify and accelerate how you reconcile and recognise transactions. Automatically access financial and accounting reports out of the box.
Financial reporting
Create financial reports directly with Stripe data – no separate reports from American Express or separate bills from gateways and merchant account providers. Simplify how you reconcile transactions with cash received – every deposit is tagged with a transfer report detailing the exact transactions and fees it contains.
- Unified financial reporting
Consolidated reports
Use our built-in reporting features or create your own reports through the API. We’ve already built the most useful reports specifically with financial reporting purposes in mind and generate them automatically for your account.
- Built-in reporting
- Monthly report
- Transfer report
- Transaction-level balance breakdown
- Custom reporting via the API
Revenue Recognition
Automate revenue reporting to simplify accrual accounting and close your books quickly and accurately. You can create custom rules to fit your accounting practices, import data from other sources, and trace each revenue amount back to the underlying customers and transactions.
- Debits and credits journal entries
- Balance sheets
- Income statements
- Revenue waterfall charts
- Accounts receivable ageing reports
- Helps you stay compliant with ASC 606 and IFRS 15
Accounting support
Automatically sync your Stripe data with your accounting ledger. Or use Stripe to export information about payments, refunds, and fees. Integrations for tax reporting are also available.
- Netsuite
- Quickbooks
- CSV file
Payouts
Use our API or Dashboard to easily get paid once a transaction has settled.
Unified payouts
Get unified payouts across all the different payment methods and currencies you accept from your customers.
- Unified payouts
- Cross-border currency conversion
Multi-currency payouts
In select regions, get paid out in your preferred currencies.
Payout management
Get paid out quickly and easily. You can also manage historical and upcoming deposits, and see expected payout dates right from the Dashboard.
- Daily, weekly or monthly
Instant payouts
Get paid within minutes by requesting an Instant Payout from the Dashboard.
- Access funds quickly
- Flexible deposit options
- Easy and transparent reporting
Cross-border payouts
Marketplaces and platforms can seamlessly payout recipients in 35 countries.
- Onboarding and verification
- Automate payout workflows
- Global mass payouts
Manage payments
Reporting and insights
See all charges – across different payment types, countries, and currencies – in the Stripe Dashboard or extract the data directly from the API.
Stripe Sigma
Use SQL to quickly analyse your Stripe data, create custom reports, and get insights – right inside the Dashboard. With structured access to your data, you can do things such as: identify which customers are least likely to churn this year, pinpoint your most popular SKUs, or generate a list of unpaid invoices.
- Custom SQL query support
- Pre-built query templates for decline analysis, ARPU, churn, and more
- Save and share queries
- Schedule queries for repeated use
- Core metrics at a glance and fully-custom reports
Stripe Dashboard
View and manage all your Stripe data, customers, plans, balances and more. You can initiate refunds, review possibly fraudulent charges and manage disputes. You’ll also have access to everything from bank transfers to HTTP request logs at your fingertips.
- Type-ahead searchability
- Customisable charts and analytics
- Data exportability
- Real-time reporting and data
- Streamlined workflows
- Test mode
- Custom metadata fields
Dashboard mobile app
Track and manage your payments on the go by seeing your daily earnings, new customers and payments. You can also get notifications and take quick actions like completing a refund.
Business operations
Discover tools that help your business run more efficiently. Share access to your Stripe account with other team members with confidence. Streamline finance processes and accelerate business growth.
Revenue and finance automation
Automate and optimise your revenue and finance operations to drive growth, reduce costs, and increase efficiency. A tight integration between billing, payments, tax, revenue reporting and data helps you recover more revenue, spend less on compliance, and speed up payments.
Roles and permissions
Tailor data access for your team to ensure that business-sensitive information and actions are protected. Keep track of recent activity on your Stripe account from all of your team members – from bank account changes to logins or data exports.
Account security
Secure access to the Stripe Dashboard and your account data.
- SMS two-step authentication
- Google Authenticator two-step authentication
- U2F keys
Collaboration notes
Attach notes for your teammates on payments and refunds to give them context when they jump into the Dashboard.
Third-party integrations & support
Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.
Pre-built integrations
Extend your Stripe account with tools to help your business. Create a store in minutes with Shopify, invoice clients with Freshbooks, or collect payments in a Typeform. More tools and products that work with Stripe are added regularly.
- Accounting
- Analytics
- Automation
- Mobile payments
- Notifications
- Shipping
- Tax calculation
24x7 Support
We’re here to help with questions or code. Get in touch with our support specialists via email, chat, or phone any time of day, all for free.
Complex or fast-growing businesses can also upgrade to Premium Support for customised support plans.
- Chat
- Phone
Payments
Stripe’s payments platform lets you accept credit cards, debit cards, and popular payment methods around the world – all with a single integration. Get access to advanced payments features like 3D Secure 2 authentication, card updates, automated retries, and more.
Recurring payments
Bill one-off or on a recurring basis, manage subscriptions and reduce payment declines with Stripe’s recovery tools.
Platform payments
Tools that let platforms and marketplaces easily support multiparty payments and get sellers in 25 countries paid.