Unified, global payments to grow your revenue

Accept payments online, in person, and around the world with a payments solution built for any business – from scaling startups to global enterprises.

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Convert more customers

Increase conversion with built-in optimisations, access to 100+ payment methods, and one-click checkout. Unify online and in-person payments to provide a seamless customer experience.

Global reach, local experience

Expand to new markets faster by launching payment methods and presenting in local currencies. Sell cross-border to 195+ countries and lower the costs of multi-currency management.

Less fraud, more revenue

Automatically decrease fraud and improve authorisation rates using Stripe Radar and Adaptive Acceptance, powered by AI trained on billions of data points.

Move faster and lower costs

Save time and engineering resources through increased developer productivity. Avoid downtime with leading reliability and reduce costs through alternative payment methods and rails.

Online payments

Optimise your checkout experience

Stripe’s Optimized Checkout Suite delivers a frictionless customer experience. Increase revenue and save thousands of engineering hours with pre-built payment UIs, easy access to more than 100 payment methods, and Link, Stripe’s one-click checkout.

11.9%

average revenue uplift for businesses using Stripe’s latest checkout optimisations

Multiple ways to accept payments online

Surface the most relevant payment methods

Turn on the most popular payment methods from the Stripe Dashboard, and then use Stripe’s AI models to dynamically show customers the most relevant ones you’ve enabled. Experiment with new payment methods, A/B test to understand impact, and set custom rules with no code – while offloading maintenance and eligibility requirements to Stripe.

Access 100+ payment methods, including buy now, pay later options that can boost eligible revenue by up to 14%, and bank debits and real-time payments that can lower transaction costs.

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One-click checkout with Link

Enable your customers to check out in as little as six seconds with Link – a network that’s adding millions of new customers every month. Returning customers can use Link to pay with a previously saved US bank account or credit card, helping you improve your conversion rates and customer experience.

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Global payments

Expand to new markets faster

Reduce the complexity and cost of multi-currency management with flexible cross-border payment options available in 195 countries across 135+ currencies. Stripe has extensive local acquiring coverage in 46 markets, with direct bank setups and local knowledge.

Access 100+ payment methods

Adapt to customer preferences and expand into new markets by surfacing global payment methods used by buyers around the world.

Present in local currencies

Improve conversion by presenting in local currencies using the latest exchange rate with Adaptive Pricing.

Manage funds in multiple currencies

Reduce costs when managing multiple currencies by settling and paying out funds with multi-currency settlement.

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In-person payments

Unified payments in-person and online

Build a unified commerce experience across online and in-person channels to personalise customer interactions, reward loyalty, and grow revenue. Stripe Terminal’s pre-certified devices serve a wide range of use cases, from countertop to kerbside. With select readers, you can customise splash screens, collect customer input, or run your own POS app directly.

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Payments Intelligence Suite

Powerful AI-powered optimisations to increase revenue and reduce costs

Turn payments into profits with Stripe’s AI-powered set of payment optimisations, fraud prevention, and business intelligence products that seamlessly balance across auth, fraud, and cost. Users see a 2.2% revenue increase and 38% lower fraud on average.

Optimise your payments performance

Unlock actionable insights to increase revenue

Get the information you need to make data-driven decisions that can improve your payments performance. Access in-depth analytics across the payments lifecycle and measurable recommendations to increase revenue.

Stripe Dashboard report showing how to optimize cost

Advanced payments capabilities

Use Stripe to easily customise your payments setup with more accessible, enterprise-grade capabilities that can accelerate time to market, increase revenue, and reduce costs.
  • Advanced card acquiring, including incremental auth, multicapture, and more
  • Local acquiring in global markets
  • Access to regional debit networks
  • Ability to pass product line-item data
  • Support for multiprocessor setups
  • Manage all lines of business or subsidiaries across multiple Stripe accounts with Organisations
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Unified platform

Move faster with a flexible, reliable platform engineered for growth

From startups looking to launch quickly to large, global businesses eager to improve payment economics, Stripe’s secure, unified platform is built to help your business grow efficiently.

Reliability is revenue

Avoid downtime losses even during peak periods such as Black Friday. With more than 500M API requests per day and daily capacity tests, Stripe is the only major payment processor to publish its uptime. Our overprovisioned API servers mean easy scale-up and minimal latency.

99.999 %
historical uptime for Stripe services

Compliance at the core

Simplify compliance with an industry-leading partner certified to the highest compliance standards and operational excellence. Stripe is a member of the PCI Board of Advisors and has a 100% PCI audit success rate as a PCI Level 1 Service Provider.

SSAE18/SOC 1 type 1 and type 2 and SSAE18/SOC 2 type 1 and type 2 reports
Money Transmitter Licences across US
Know Your Customer and AML checks
PSD2 and Strong Customer Authentication (SCA) compliant
PCI DSS Level 1 certification
E-Money Licences in the EU and the UK

Keep payments secure

Build on a platform designed to protect your data with AES encryption and isolated infrastructure that doesn’t share any credentials with Stripe’s primary services.

Isolated infrastructure

Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure.

AES encryption

All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines.

Stripe named a Leader in the IDC MarketScape

The IDC MarketScape: Worldwide Retail Online Payment Platform Software Providers 2024 Vendor Assessment noted Stripe’s “broad functionality in a full-stack platform.”

Best-in-class documentation

Developer-centric to get started fast

A single integration and extensive documentation mean faster time to market, less maintenance of legacy systems, and more focus on customer and product experiences.

const stripe = require('stripe')('sk_test_BQokikJOvBiI2HlWgH4olfQ2'); // Create a payment intent to start a purchase flow. let paymentIntent = await stripe.paymentIntents.create({ amount: 2000, currency: 'usd', description: 'My first payment', }); // Complete the payment using a test card. await stripe.paymentIntents.confirm(paymentIntent.id, { payment_method: 'pm_card_mastercard', });
Stripe.api_key = 'sk_test_BQokikJOvBiI2HlWgH4olfQ2' # Create a payment intent to start a purchase flow. payment_intent = Stripe::PaymentIntent.create({ amount: 2000, currency: 'usd', description: 'My first payment', }) # Complete the payment using a test card. Stripe::PaymentIntent.confirm(payment_intent.id, { payment_method: 'pm_card_mastercard', })
stripe.api_key = 'sk_test_BQokikJOvBiI2HlWgH4olfQ2' # Create a payment intent to start a purchase flow. payment_intent = stripe.PaymentIntent.create( amount=2000, currency='usd', description='My first payment', ) # Complete the payment using a test card. stripe.PaymentIntent.confirm( payment_intent.id, payment_method='pm_card_mastercard', )
stripe.Key = "sk_test_BQokikJOvBiI2HlWgH4olfQ2" // Create a payment intent to start a purchase flow. params := &stripe.PaymentIntentParams{ Amount: stripe.Int64(2000), Currency: stripe.String(string(stripe.CurrencyUSD)), Description: stripe.String("My first payment"), } pi, _ := paymentintent.New(params) // Complete the payment using a test card. confirmParams := &stripe.PaymentIntentConfirmParams{ PaymentMethod: stripe.String("pm_card_mastercard"), } paymentintent.Confirm(pi.ID, confirmParams)
$stripe = new \Stripe\StripeClient('sk_test_BQokikJOvBiI2HlWgH4olfQ2'); // Create a payment intent to start a purchase flow. $payment_intent = $stripe->paymentIntents->create([ 'amount' => 2000, 'currency' => 'usd', 'description' => 'My first payment', ]); // Complete the payment using a test card. $payment_intent->confirm([ 'payment_method' => 'pm_card_mastercard', ]);
Stripe.apiKey = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"; // Create a payment intent to start a purchase flow. PaymentIntentCreateParams params = PaymentIntentCreateParams.builder() .setAmount(2000L) .setCurrency("usd") .setDescription("My first payment") .build(); PaymentIntent paymentIntent = PaymentIntent.create(params); // Complete the payment using a test card. PaymentIntentConfirmParams confirmParams = PaymentIntentConfirmParams.builder() .setPaymentMethod("pm_card_mastercard") .build(); paymentIntent.confirm(confirmParams);
StripeConfiguration.ApiKey = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"; // Create a payment intent to start a purchase flow. var options = new PaymentIntentCreateOptions { Amount = 2000, Currency = "usd", Description = "My first payment", }; var service = new PaymentIntentService(); var paymentIntent = service.Create(options); // Complete the payment using a test card. var confirmOptions = new PaymentIntentConfirmOptions { PaymentMethod = "pm_card_mastercard", }; service.Confirm(paymentIntent.Id, confirmOptions);
const stripe = require('stripe')('sk_test_BQokikJOvBiI2HlWgH4olfQ2'); // Create a payment intent to start a purchase flow. let paymentIntent = await stripe.paymentIntents.create({ amount: 2000, currency: 'usd', description: 'My first payment', }); // Complete the payment using a test card. await stripe.paymentIntents.confirm(paymentIntent.id, { payment_method: 'pm_card_mastercard', });
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Comprehensive libraries

Stripe libraries are available for all of the most commonly used languages and frameworks.

How it works

Deep dive into Stripe’s unified payments stack

Explore specific products and features and how they can benefit your business. Or, if you’re new to payments, read our guides to learn more about the fundamentals.

Pricing

Pricing built for businesses of all sizes

Access a complete payments solution with simple, pay-as-you-go pricing that lets you get started in minutes with no setup fees.

1.5% + BGN0.50

for standard European Economic Area cards

2.5% + BGN0.50

for UK cards

Designed for businesses with large payments volume or unique use cases.

  • Volume discounts
  • Country-specific rates
  • Multi-product discounts
  • Interchange plus pricing

Ready to get started?

Create an account and start accepting payments – no contracts or banking details required. Or, contact us to design a custom package for your business.

Recurring payments

Bill one-off or manage subscriptions and reduce churn.

Platform payments

Easily support multiparty payments and global payouts.

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