Launch faster with a card issuing programme built to scale

From expense management to order fulfilment, Stripe Issuing allows you to easily create, manage, and grow a commercial card programme. Get started quickly and customise key details like card design and spend limits.

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For fintech-focused businesses

Card programmes tailored to your needs

Process $1 or $1M with the same easy-to-use APIs. Our compliance-first card programmes are designed to help you get started quickly and support you as you scale.

Offer spend or charge cards

Build an expense management programme that allows businesses to spend on credit or with earned funds.

Build with compliance first

Rely on Stripe’s bank partners, experienced compliance team, and regulatory expertise as you build your product.

Earn revenue

With flexible pricing options, you can earn a share of interchange revenue from every purchase on your cards.

Build a financial hub

Simplify your infrastructure with our embedded financial service suite. Use Issuing with Stripe Treasury to offer accounts for storing, moving, and spending money.

Complete oversight

Customise your card programme

With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. You can manage spend and fraud by setting spending limits, authorising a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.

Name Card number
  • Asad Akbany
    9040
  • Ben Bayard
    1171
  • Caoline Marcks
    7176
  • Kristina Shia
    0606
  • Ken Adams
    9509
  • Luke Clum
    5777
  • Shaileja Jain
    3384
  • Tyler Stalder
    9360

Add a spending limit

Limit
A$100.00
Per month
Applies to categories
Choose
Pawn shops Gas stations

Power with credit

Cards with credit options Beta

Stripe Issuing streamlines the compliance workflows and banking relationships needed to launch a charge card. Customise individual credit limits and repayment schedules via our API, and use Stripe’s no-code and embeddable payment products to easily collect repayments.

{ "id": "iauth_1DPc772eZvKYlo2C6avLyZ25", "object": "issuing.authorization", "approved": true, "amount": 500, "card": "ic_1FEiQC2eZvKYlo2CtahKepKy", "currency": "usd", "created": 1540586461, "merchant_data": { "category": "taxicabs_limousines", "city": "San Francisco", "country": "US", "name": "Rocket Rides", "network_id": "1234567890", "postal_code": "94107", "state": "CA" }, "status": "closed" }
{ "id": "iauth_1DPc772eZvKYlo2C6avLyZ25", "object": "issuing.authorization", "approved": true, "amount": 500, "card": "ic_1FEiQC2eZvKYlo2CtahKepKy", "currency": "usd", "created": 1540586461, "merchant_data": { "category": "taxicabs_limousines", "city": "San Francisco", "country": "US", "name": "Rocket Rides", "network_id": "1234567890", "postal_code": "94107", "state": "CA" }, "status": "closed" }
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Infrastructure for every size

Support at every stage

Our users span every phase of growth, from pre-seed startups to global billion-dollar businesses. We’ve built Issuing so any business – no matter its size – can use the same future-proof infrastructure.

Touchless transactions

Digital wallet support

Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds, however they choose to pay – online, in-app, or in-store.

Talk to our team to get started

Build a programme to issue, distribute, and manage physical and virtual cards for your users.

Add money accounts

Enable users to hold funds, pay bills, earn yield, and manage cash flow alongside your cards.

Offer access to capital

Help your customers access the funds they need to accelerate growth with fast and flexible financing.

Cards offered through Stripe Issuing are issued by Stripe’s bank partners. Visa® Commercial Credit Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank (Member FDIC).

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