Transfer and send moneyPublic preview

Treasury distinguishes between two types of money movement:

• Transfer: Move money between accounts you own (for example, from your financial account to your payments balance, your external bank account, or another Stripe account).
• Send: Pay money to a third party (for example, a contractor, supplier, or recipient in another country).

Use Global Payouts to send money to third-party recipients internationally. Use Instant transfers to move funds between financial accounts on Stripe.

If your financial account holds a stablecoin balance, see Move money from a stablecoin balance.

Transfer funds to your other Stripe balances

You can transfer funds from your financial account to your Stripe payments balance. This lets you use funds stored in your financial account to fund refunds, disputes, and transfers to connected accounts.

Transfer money to your external bank account

If you have funds in your financial account that you don’t want to send as payouts, you can transfer them to your linked bank account. Transfers to your own linked bank account in the same currency are free and typically take 1–2 business days. If the transfer involves a currency conversion, Stripe applies the current exchange rate.

Move money from a stablecoin balance

Moving money from a stablecoin balance is in public preview in the United States, and in private preview in the other eligible countries.

If your financial account holds a stablecoin balance, you can transfer or send from it to:

• A bank account: Stripe converts your stablecoin balance to the payout currency and sends it over a local bank rail. See Payout currencies and bank rails.
• A crypto wallet: The recipient receives a stablecoin asset over a blockchain network. See Stablecoin assets and networks.

To send to a third-party recipient instead of an account you own, use Global Payouts.

If a payout or transfer from your stablecoin balance involves a currency conversion, you’ll see an estimate of the amount that we’ll deposit in the recipient currency. This estimate isn’t guaranteed, and the completed transaction amount might change based on the current exchange rate.

Country coverage by destination

Country coverage isn’t the same for every destination, and these lists aren’t directly comparable. Check the list that matches what you’re doing:

Where you can hold a stablecoin balance is a separate list again. See Stablecoin availability.

Stablecoin assets and networks

Stripe supports the following stablecoin assets and blockchain networks. The same networks and assets apply to adding funds to a stablecoin balance, paying out or transferring from one, and sending Global Payouts with stablecoins.

Payout currencies and bank rails

When you pay out to a bank account, Stripe converts your stablecoin balance to the payout currency and sends it over a local bank rail:

Transfer to a crypto wallet you own

1. On the Treasury page, click Transfer.
2. Select the external account to transfer to or create a new one.
3. Click Review to check the details and cost breakdown of the transfer, then click Transfer.

Set up recurring transfers

You can set up automatic recurring transfers from your payments balance to your financial account, on a daily, weekly, or monthly basis.

1. On the Treasury page, click the financial account you want to receive the funds.

2. Click Recurring transfers.

3. Under Payout schedule, click Automatic payouts, then select a daily, weekly, or monthly schedule.

4. Click Save.

5. Under Payout destinations, select Transfer all revenue to your financial account.

   You can opt to Transfer a target amount to your financial account instead. If you select this option, enter a recurring amount to transfer. Any remaining funds in your payments balance are sent to an external account, if linked.

6. Click Save.

In your financial account, the Recurring transfers status changes to On. It takes 1-2 business days for the changes to take effect.

Instant transfers

If you have a Stripe profile, you can send money from your financial account to another business’s financial account if that business also has a Stripe profile.

See Instant transfers for setup instructions.

Send money to others

To send funds to third-party recipients, use Global Payouts. Global Payouts lets you create recipients and send money programmatically. For the countries you can pay out to, and the payout methods in each, see Supported countries and requirements.