Stablecoin payments

Learn about accepting payments in stablecoins.

Stablecoin payments allow you to accept stablecoins from customers around the world. Customers choose their preferred stablecoin currency, crypto wallet, and payment network, while completed payments settle in your Stripe balance in your local currency.

Try the demo Enable stablecoin payments

Customer locations
Global¹
Presentment currency
USD (other currencies available in private preview)
Accepted tokens
USDC (Tempo, Ethereum, Solana, Polygon, and Base networks), USDP (Ethereum and Solana, US-only), USDG (Ethereum, US-only)
Payment confirmation
Customer-authenticated
Payment method family
Digital currency payments
Recurring payments
Yes
Refunds / Partial refunds
Yes / Yes
Dispute support
No
Manual capture support
Not supported
Connect support
Yes
Payout timing
Varies by network

¹ Excludes sanctioned countries

Payment flow

When customers select the crypto payment method, they’re redirected to crypto.stripe.com to connect their crypto wallet and complete the transaction.

Customer selects Crypto payment option at checkout

Stripe redirects the customer to crypto.stripe.com, where they can select a currency and payment network and connect their crypto wallet.

Customer gets notification that the payment is complete

(Optional) Customer is redirected back to the business’ site for confirmation

Get started

You don’t have to integrate stablecoin payments and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Go to the Stripe Dashboard and enable stablecoin payments. To get started with one of our hosted UIs, follow a quickstart:

Checkout: Our prebuilt, hosted checkout page.
Elements: Our drop-in UI components.

Other payment products

The following Stripe products also let you add stablecoin payments from the Dashboard:

Learn more about how to accept stablecoin payments.

Limitations

Make sure stablecoins support your use case before getting started.

Stablecoin payments settle in your Stripe balance in your local currency.
Refunds are always returned as stablecoins to the customer’s original wallet.
Customer transaction limits are 10,000 USD per transaction.

Disputes

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

To issue a refund, follow the refund flow. For stablecoin payments, the refund goes back as stablecoins in the customer’s original wallet.

Billing

Stripe Billing supports stablecoin payments for both invoices and subscriptions.

Connect support

Connect platforms can accept crypto payments for all charge types. Each connected account must have the crypto payment method enabled.

Connected accounts with access to the full Stripe Dashboard

Connected accounts with access to the full Stripe Dashboard (including Standard accounts) can enable crypto payments through the Stripe Dashboard.

Connected accounts without access to the full Stripe Dashboard

You can request the crypto_payments capability for connected accounts from the account details page in your platform Dashboard, or through the API.

To see which connected accounts have enabled Crypto, check whether their crypto_payments capability is set to active in the Account object’s capabilities hash.